I sure know how to pick 'em
I will have it noted for the record, however, that my picks lasted longer than McD's pick.
I think we're both united behind Edwards at this point, which means we're suckers to the end.
Cullen tells emailer to join NZers in Aussie
Finance Minister Michael Cullen told a man who was worried about how many people were moving to Australia to "please join them".
The abrupt remark surprised Bay of Plenty businessman and National Party member John Middleton, who had emailed Dr Cullen a link to a report on nzherald.co.nz saying the number of people moving to Australia had hit a 19-year high.
FOXBOROUGH, Mass.—Patriots owner Robert Kraft sat behind his wide desk and marveled at how his team's jersey could be the target of so many boos -- even when it's worn by a 14-year-old girl.
more stories like this
This wasn't Randy Moss or Rodney Harrison hearing the catcalls. They're used to it.
This was Anna Grant, a high school freshman who had worked hard to win the Punt, Pass & Kick competition in her age group as the team's representative.
When she was introduced along with the other winners before the fourth quarter of San Diego's playoff win last Sunday, she was the only one booed by the crowd in Indianapolis, home of New England's fiercest rival.
"Why should a champion be booed?" the boss of the three-time Super Bowl winners said Tuesday. "She won an intensive competition. She's supposed to be honored."
The couple are among a growing number of first home buyers who are willingly taking on huge financial burdens by borrowing 100 per cent of the cost of their homes.
"Going back three or four years, 100 per cent mortgages were only available through non-conforming type entities and second-tier lenders," says Mortgage Brokers Association chairman Geoff Bawden.
"Now you have a situation where most, if not all, of the mainstream bank players are able to offer 100 per cent funding on reasonable terms."
Most brokers put 100 per cent loans at around 5 to 10 per cent of all new mortgages. Mike Pero Mortgages chief executive Sandra Pigram says they are 10 to 15 per cent of her business.
Westpac has recently gone further and offered to consolidate borrowers' existing debts into mortgages worth up to 110 per cent of the value of a house, although its housing product manager Mike Davy cautions: "There is no guarantee that they will get the 110 per cent mortgage and there is no formal policy around it. It's assessed on a case-by-case basis."
Easier financing has helped to push up house prices. Although brokers say they aim for mortgage payments of no more than 30 to 35 per cent of household incomes, the Reserve Bank says the average is now nudging 50 per cent.
Mr Bowie says house prices were rising beyond their capacity to pay: "If we didn't do it soon, we probably never would have been able to afford to do it. Worst case scenario, if we had to come out in six months, hopefully we can make a bit from what we spent."
I think your concerns about your son's education are very real. It just confirms my suspicions that NZ Schools are in the grip of socialist clap trap. NZ Schools are social havens where emphasis is placed on participation rather than results. It doesn't matter that bright kids are being stifled - what's more important is that everyone feels good and that everyone in the class is at the same level of it's slowest and least capable member. Bright kids get restless and bored - they are diagnosed with ADHD and are pumped full of ritalin to make them the subserviant, underacheiving, brainwashed little robots they should be. It's frightening but sadly true.
As for the gay marriage - I'm against it being given the same status as a hetrosexual marriage. In it's most basic form marriage is a union between male and female that produces offspring thereby adding to the continuing repopulation of a country. Obviously with a gay marriage this does not occur. The socialists now have books in Schools that are about gay marriages. Of course they are written in such a charming way with wonderful illustrations that grab chidren's imaginations. A certain dictator knew the value of spouting propoganda to his nation's children. It worked. In America, some kindergartens have decided to show toddlers how to put condoms onto cucumbers. The evil protaginists of this obscene practice state that children are never too young to recieve sex education....Yes I do think the civil union bill was a huge tremor in the fabric of NZ society. You may find it hard to believe but NZ is still a fairly conservative nation - the legislation was hurried through, again without a referendum.....believe me these socialists have an agenda and they won't stop now. They'll keep drip feeding you until you accept it.
Schools warned to adopt "culture change" to avert classroom crisis.
Almost 1000 primary school classes could be without a teacher next year as the government scrambles to make good on a pre-election promise to drop class sizes.
In May, the number of students in each new entrants class is set to drop from 23 to 18, meaning at least 700 more teachers are needed.
But the shortfall could rocket to 930, according to Ministry of Education reports obtained by the National Party under the Official Information Act.
Areas under most pressure will be Auckland and Waikato while many teachers looking for work lived in the South Island, the documents said.
One of the reports, from April this year, showed Education Minister Steve Maharey's staff have warned him that "approximately two thirds of the 700 (extra) positions will not be able to be filled" without importing teachers from overseas.
Melissa Banks would like nothing better than to spend her days in a classroom, but finding a job in a New Zealand school has proved so difficult she is about to leave the country.
Banks, 25, graduated from Teachers' College in Christchurch in 2003 and headed overseas to teach in England.
"I wanted to do my OE and I thought a teaching degree would stand me in good stead in the UK," she said.
"I travelled around teaching at lots of different schools, which gave me loads of new skills and experience, as well as seeing a bit of the world."
After 18 months, Banks returned to New Zealand hoping to continue her career, but after a good start she has found it almost impossible to get a job.
"I got a job at Avonhead Primary School relieving the deputy principal in her classroom, and I did some other relieving work there as well, which was really great," she said.
"But unfortunately, after a year they could not keep me on.
"After that I applied for bucketloads of jobs and sent out loads of CVs, but although I got a lot of interviews I couldn't get a job. There always seemed to be someone with more experience."
Despite having some experience, Banks is still classed as a beginning teacher, meaning schools have to put in extra resources to help her.
"I can totally see where they (schools) are coming from," she said. "It is easier for them to employ someone with experience, but that doesn't help new teachers. There are loads of good new teachers out there."
Banks is now working as a restaurant manager in Akaroa and plans to go back to Britain to continue her teaching career.
New teachers are still struggling to find jobs, despite an apparent shortage of primary teachers.
A report from the Education Ministry's demographic and statistical analysis unit showed that from 2001 to 2006, only half of primary teacher graduates each year have managed to find a job three years after graduating.
Only about a third found a job straight after graduating.
The report, released to the National Party under the Official Information Act, said the employment rate for graduates was not expected to rise above 65 per cent because it was too difficult for schools to employ them in large numbers.
Ideally, the report said, beginning teachers should make up no more than 15% of a school's teaching staff.
Increasing the percentage of beginning teachers in the workforce was "neither practical nor desirable", it said.
About 730 extra teachers would be needed to reduce Year 1 class sizes. However, those teachers needed to be experienced enough to teach new entrants, which the report said was "generally not a task entrusted to beginning teachers".
Beginning teachers do not have a full workload and more experienced teachers must take time out of teaching to mentor the new graduates during their two years as provisionally registered teachers. This can make schools reluctant to employ them.
National Party education spokeswoman Katherine Rich said the figures were shocking.
"I think the Education Minister needs to have a good look at these figures. If we don't work harder to place these graduates, we run the risk of losing them altogether," she said.
"I'm not advocating any one particular solution, but this is a huge problem and we need to look at something to reduce the number of graduates going into other roles."
The problem would worsen as the workforce aged and teachers retired, Rich said.
Ministry spokesman Iain Butler said the rate of graduates entering the profession was expected to increase this year as primary teacher supply tightened, but schools would still be constrained by the number of beginning teachers they could employ.
"For that reason, the ministry is trying to assist schools to recruit New Zealand and overseas-trained teachers with prior experience to fill some of their vacancies," he said.
Initiatives include fast-tracking immigration for foreign teachers, retraining teachers who want to return to the profession and relocation deals for teachers who take jobs in hard-to-staff regions.
New Zealand Principals' Federation president Paddy Ford supported a centrally resourced scheme to keep teachers in the country.
"I recently advertised two jobs at my school and of the 24 applicants, 23 were beginning teachers. I can't employ them all," he said.
"The Government should look at something like attaching teachers to schools. It would be a great way for them to get experience and to keep those teachers in New Zealand."
Incentives to encourage overseas-based teachers to return to New Zealand were good, but he would rather see those teachers stay in the country in the first place.
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